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Our customers say it. El Mundo says it.

Every day, thousands of ideas are born with a common goal: making people's lives easier. Of all these projects, only 100 are recognized as the best of the year by Actualidad Económica (El Mundo). Our COMPRAYREFORMA mortgage has been selected as one of the 100 Best Ideas of 2025 in the Finance and Insurance category.

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If you see yourself building the house you've always wanted, so do we.

If you want a mortgage...

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Mortgages and rehabilitation plans, for you

UCI is a financial institution with over 30 years of experience and 375,000 mortgages granted. It's also a person who's always there for you, understanding your situation and offering you the product you need to buy the home you want.

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We only ask you for the desire to create a home

To get a mortgage, we just want you to bring a life plan. You don't need to direct deposit your paycheck or take out insurance with us. With UCI, it's just your mortgage.

Behind UCI are our shareholders Banco Santander and BNP Paribas

+450
People working for you
+1500
Mortgages granted in 2023
+20
Agencies in Spain and Portugal

Your life sets the conditions

A good mortgage is one that looks beyond financing; it's one that takes into account what really matters to you.

  • YOUR SAVINGS MATTER

    Flexibility

    You don't need to contribute all your savings to access your mortgage.

  • CONTINUE WITH YOUR BANK

    Freedom

    With us you only take out a mortgage, nothing more.

  • TAKE CARE OF YOUR HOME AND EVERYONE

    I respect

    From day one, we've been promoting energy efficiency through our mortgages*.

*We are one of the pioneering financial institutions committed to developing financing products for energy efficiency.

We create mortgages that think of you

Your life doesn't have to adapt to a mortgage; the mortgage should understand what you need.

Product
MORTGAGE SIMULATOR

How much can I spend on buying a house?

Looking for a mortgage but not sure how much you can afford? We'll help! Use our mortgage calculator and in just a few clicks, you'll know the price of the home you can afford, how much we can finance, and how much you need as a down payment.

Living together is easier in renovated spaces.

We finance the rehabilitation of buildings for homeowners' associations.

REHABITA LOAN

If your building is your world, make it sustainable

  1. Renovate your community building to make it more efficient and accessible.
  • SEARCH FOR GRANTS

    Find public grants to renovate your community of owners

THE REALITY OF OUR CLIENTS

Our customers have their say, and this is what they say about us

eKomi is a digital platform where consumers share their shopping experiences.

9.8/10
+ THAN 5000 OPINIONS

Todo perfecto con Ferran y Álvaro muchas gracias por

AUG 2025

El personal está muy pendiente y te ayuda con todos

AUG 2025

Han conseguido lo que tenía como casi imposible Gracias

AUG 2025

Great service by UCI Juan and the team were

AUG 2025

Emilio Navarrete Alonso was the best He was so

AUG 2025

Ha sido un trato muy agradable y todo muy bien

AUG 2025