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A mortgage and nothing more. Simply: your house
Customize your mortgage according to your needs
Choose your mortgage and complete it with our insurance and services. -
A loan to improve the energy efficiency of your home
Building rehabilitation. For a more sustainable and resilient habitat.
Behind UCI are our shareholders Banco Santander and BNP Paribas
Your life sets the conditions
A good mortgage is one that looks beyond financing; it's one that takes into account what really matters to you.
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YOUR SAVINGS MATTER
Flexibility
You don't need to contribute all your savings to access your mortgage.
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CONTINUE WITH YOUR BANK
Freedom
With us you only take out a mortgage, nothing more.
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TAKE CARE OF YOUR HOME AND EVERYONE
I respect
From day one, we've been promoting energy efficiency through our mortgages*.
*We are one of the pioneering financial institutions committed to developing financing products for energy efficiency.
We create mortgages that think of you
Your life doesn't have to adapt to a mortgage; the mortgage should understand what you need.
Living together is easier in renovated spaces.
We finance the rehabilitation of buildings for homeowners' associations.

REHABITA LOAN
If your building is your world, make it sustainable
- Renovate your community building to make it more efficient and accessible.
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SEARCH FOR GRANTS
Find public grants to renovate your community of owners
THE REALITY OF OUR CLIENTS
Our customers have their say, and this is what they say about us
eKomi is a digital platform where consumers share their shopping experiences.