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Client
clientes@uci.com · 912 06 37 95
L-V de 10.00 a 18.00h
Not Client
cuentanos@uci.com · 912 06 37 90
L-V de 10.00 a 18.00h
Private Area
Call us
Client
clientes@uci.com 912 06 37 95
L-V de 10.00 a 18.00h
Not Client
cuentanos@uci.com 912 06 37 90
L-V de 10.00 a 18.00h
Apply for mortgage
Apply for mortgage
  • 1/3 About you
  • 2/3 Financial information
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  • 3/3 About your project
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  • HOW MANY HOLDERS WILL THE MORTGAGE HAVE?
    Incorrect field
  • YEARS
    Incorrect field
  • ARE YOU A RESIDENT IN SPAIN?
    ARE YOU BOTH RESIDENTS IN SPAIN?
    Resident in Spain continuously and uninterruptedly for at least two years prior to the loan application.
    Both holders must have resided in Spain continuously and uninterruptedly for at least two years prior to the loan application.
    Incorrect field
  • DO YOU HAVE MINOR CHILDREN?
    DO YOU HAVE MINOR CHILDREN?
    Incorrect field
  • ARE YOU IN A SINGLE-PARENT FAMILY SITUATION?
    ARE YOU IN A SINGLE-PARENT FAMILY SITUATION?
    Incorrect field
  • HOW MANY?
    Incorrect field
  • Total amount of money that the family unit receives during a year, before deductions such as taxes or social security contributions.
    Total amount of money that the family unit receives during a year, before deductions such as taxes or social security contributions.
    €
    Incorrect field
  • DO YOU HAVE ASSETS GREATER THAN €100,000?
    DO YOU HAVE ASSETS GREATER THAN €100,000?
    Incorrect field
  • DO YOU ALREADY OWN A PROPERTY?
    DO YOU ALREADY OWN A PROPERTY?
    Incorrect field
  • ARE YOU IN DELINQUENCY?
    ARE YOU IN A DELINQUENCY?
    No CIRBE holder is in default on the mortgage loan formalization date.
    No CIRBE holder is in default on the mortgage loan formalization date.
    Incorrect field
  • €
    Incorrect field
  • €
    Incorrect field
  • Select province
    Incorrect field
  • DOES IT HAVE AN A, B, C OR D ENERGY RATING?
    Incorrect field
  • WHAT WILL THE HOUSE BE USED FOR?
    Incorrect field

  • Are you thinking about buying your first home but don't have the initial savings?

  • ICO guarantees may be the solution you need. Our ICO guarantee simulator is designed to help you calculate in minutes whether you qualify for this Spanish government initiative. Discover how this support can bring you closer to your ideal home in a simple and hassle-free way. Start now and take control of your opportunities!

Don't be left with doubts

  • This tool allows you to quickly calculate whether you meet the requirements to access the aid.

    You only need to enter some basic information such as:

    Your age and family situation (under 35 years old or any age if you have minors in your care)
    Your household's annual income (cannot exceed the number of times the IPREM in force in the province where the property is acquired) Consult Provincial IPREM Limits .
    Characteristics of the property you wish to buy (the property must be your first home)

    In addition, your net worth must not exceed €150,000 and you must have been a legal resident in Spain with a Spanish National Identity Document (DNI) or Foreigner's Identity Number (NIE) for at least two years. In just a few minutes, you'll know if you qualify for the guarantee and what options are available to you.
  • Accessing ICO guarantees may seem complicated, but with our tool, you'll understand your options in seconds. If you meet the requirements, you can apply directly for a mortgage with UCI and benefit from this government assistance.

    Take the first step toward buying your first home. Complete our ICO guarantor simulator form and find out if you qualify for this government support. It's easy, fast, and free!
UCI - Entity adhering to the ICO guarantee line for young people
  • ICO

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