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YOUR HOME, IN SPAIN

Mortgages for non-residents.

Only you decide where home is.If you’ve chosen Spain, you’ll have the support of a team with over 35 years of experience. A team that will be with you every step of the way. Wherever you go, make it your home.

Every person is different. And so is every mortgage.

If you live abroad and want to finance the purchase of a property in Spain, at UCI we offer mortgage solutions for non-residents that are tailored to your needs.

  • AN EXISTING HOME

    VIVE

    For those who want to live. For those who just need a guiding hand to reach their new home.

  • BUY AND RENOVATE, ALL IN ONE

    BUY & RENOVATE

    You like the outside, but you need to feel at home. Buy and renovate with the same financing.

  • SELF-BUILD

    CREATE

    You create your future, you create your home. Start your house from scratch. We'll be with you every step of the way.

Choose your home. Choose your interest rate

  • Fixed

    You want stability, a monthly payment that doesn’t change. Up to 30 years, unaffected by Euribor fluctuations.

  • Mixed

    You don’t settle for the same thing. A fixed rate for the first few years, then variable for the rest.

  • Variable

    You change, and so does your mortgage. A fixed rate in year one, then variable based on the Euribor

  • Ready to calculate your mortgage payments?

We’re with you from the very beginning

  • Talk

    We explain how mortgages work in Spain, clearly and simply.

  • Understand

    We know it may be easier to keep your current bank account

  • Support

    We assess financing options up to 70% of the property’s value.

  • Drive

    Time is your best investment. Get your mortgage approved fast.

WHAT OUR CLIENTS SAY

 Our greatest interest is our customers’ satisfaction.

9.9/10
+ THAN 5000 OPINIONS

Laura was excellent in all communication – polite and responded

JUN 2025

I would like to give a big compliment to ***

JUN 2025

Everything went well and exceeded our expectation We were

JUN 2025

The most positive contact what I’ve had with the bank

JUN 2025

Silvia provided clear professional and friendly support throughout

JUN 2025

We are very happy with UCI and especially our contact

JUN 2025