Thinking about giving your home a makeover? Are you going to buy a house and need to renovate it? Then you might be interested in finding out about home renovation grants in 2021 so you can spend just the right amount and have a 10-point house.
The first thing you'll ask yourself is what improvements you can make at home that qualify for renovation grants. The 2018/2021 State Housing Plan , which is extended until 2022, outlines the reforms that are generally eligible for subsidies , although each autonomous community may or may not apply them in their entirety.
For this reason, before you start renovating, it is important to find out how things work in your region . In this process, you may even discover programs exclusive to your community or city council.
In the most generous communities that follow the state plan, these are the 2021 housing reform grants with which to change your home.Aid for renovations to improve energy efficiency and sustainability of housing
Improving the thermal insulation of your home, making your heating system more efficient or installing photovoltaic solar panels are among the subsidised reforms.
The key to these grants for home renovation is that they help improve the energy efficiency of the home and reduce energy demand by between 20% and 35%.
This is one of the most interesting types of aid, because you can combine it with a mortgage that suits you and includes both renovations and the purchase of efficient homes.
Aid for conservation, improved safety and accessibility
If you would like to give your home a facelift, this is the help you need.
These grants cover everything related to the maintenance of the property, from the structure to the roofs and facades . This way, you can repair cracks and defects in your new home or the one you already have.
The package also includes works to improve the accessibility of the home, such as ramps or elevators, for example, and even home automation systems, especially if they help to reinforce the security of the house or building.
Aid for urban and rural regeneration and renewal
Do you have a house in the village? This grant will allow you to renovate it or even knock it down completely and build a new one yourself. The only requirement is that your new house has an energy rating of B or higher and that it complies with the requirements of the Technical Building Code.
How much can you receive as a grant to renovate your home?
The amount of money you will receive depends on the type of work you carry out and how much it costs . In general, the grants will never exceed 40% of the total investment in the renovation.
This percentage can reach 75% of the cost of the work if you earn less than 3 times the IPREM or for accessibility works when you live with a disabled person or someone over 65 years of age.
With this in mind, these are the maximum amounts of each grant:
- Conservation works: up to 3,000 euros
- Accessibility improvements: up to 8,000 euros and 17,000 euros for cases of severe disability.
- Renovations to improve energy efficiency in a single-family home: up to 12,000 euros.
- Renovations to improve energy efficiency in apartments: up to 8,000 euros.
And what if you also want to make the house pretty?
Grants for home renovations are good, but they won't necessarily help you get the house you want the way you want it. For that, there are specialized products and we offer them to you at Hipotecas.com. Discover our mortgages on our website.