SIMULATE YOUR MORTGAGE // CALCULATE YOUR PAYMENT
Calculate your mortgage
Mortgage simulator for non-residents
Getting started means you're one step closer
With our mortgage calculator for non-residents, you can get an accurate estimate of how much financing you could obtain.
You’ve chosen Spain, now choose your rate.
Mixed Mortgage
The first tranche has a fixed interest rate. The remaining term is variable up to 30 years.
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The early years
- 734,35
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€/month
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TIN early years
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4,75%
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The following years
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-
Variable APRA percentage indicator that indicates the effective cost or return of a financial product. The APR is a rate used to compare different offers. It is calculated according to a standardized mathematical formula that takes into account the nominal interest rate of the transaction, the payment frequency (monthly, quarterly, etc.), fees, and certain transaction costs.
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4,85%
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We finance you€
- Check conditions
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Breakdown of taxes and expensesSee details
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33.800€
-
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14.300€
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-
48.100€
Fixed Mortgage
Your mortgage from 10 to 30 years at a fixed interest rate
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The years
- 734,35
-
€/month
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TIN
-
4,75%
-
-
APRA percentage indicator that indicates the effective cost or return of a financial product. The APR is a rate used to compare different offers. It is calculated according to a standardized mathematical formula that takes into account the nominal interest rate of the transaction, the payment frequency (monthly, quarterly, etc.), fees, and certain transaction costs.
-
4,85%
-
-
We finance you€
- Check conditions
-
Breakdown of taxes and expensesSee details
-
-
33.800€
-
-
14.300€
-
-
48.100€
Variable Mortgage
1 year at a fixed rate. The remaining years at a variable rate for up to 30 years.
-
the first year
- 734,35
-
€/month
-
TIN
-
4,75%
-
The following years
-
-
Variable APRA percentage indicator that indicates the effective cost or return of a financial product. The APR is a rate used to compare different offers. It is calculated according to a standardized mathematical formula that takes into account the nominal interest rate of the transaction, the payment frequency (monthly, quarterly, etc.), fees, and certain transaction costs.
-
4,85%
-
-
We finance you€
- Check conditions
-
Breakdown of taxes and expensesSee details
-
-
33.800€
-
-
14.300€
-
-
48.100€
CUSTOMIZE YOUR MORTGAGE
Your custom mortgage
After calculating your mortgage payment, it's time to choose the product that best suits your situation. Because if anyone needs to adapt, it's us.
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Buy more reform
Mortgage PURCHASE AND RENOVATION
Buy and renovate, turn a house into your home
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At UCI, we have the answer
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The monthly payment is calculated based on the loan amount, the term of the mortgage, and the interest rate agreed with the lender. Complete the form to get a calculation of your monthly mortgage payment, an estimate of the taxes and fees involved, and the total amount we can lend you.
With a fixed-rate mortgage, your monthly payment will remain the same throughout the entire term of the loan. This means it won’t be affected by changes in benchmark interest rates such as the Euribor rate. -
The monthly payment is calculated based on the loan amount, the mortgage term, and an interest rate made up of a reference index, such as the Euribor rate, plus the margin agreed with the lender. Complete the form to receive a calculation of the monthly payment, estimated taxes and fees, and the total amount we can lend.
With a variable-rate mortgage, the initial payment will remain fixed during the first year. After that, payments will be revised based on the term, the reference rate (e.g. Euribor rate), and the agreed interest margin.
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The interest charged will depend mainly on the loan amount, the mortgage term, and the type of mortgage you take out. Complete the form to see a calculation of your monthly mortgage payment and the applicable interest rate. You can compare different mortgage options — fixed, variable or mixed — to choose the one that best suits your needs.