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A mortgage and nothing more. Simply: your house
Customize your mortgage according to your needs
Choose your mortgage and complete it with our insurance and services. -
A loan to improve the energy efficiency of your home
Building rehabilitation. For a more sustainable and resilient habitat. -
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Mortgages for non-residents
It doesn’t matter where you’re from, what matters is where you’re going
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Buying a property in Spain
A destination not just to visit, but to live in and enjoy
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Calculate your mortgage
Everything starts somewhere. In this case, with your mortgage calculator
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YOUR HOME, IN SPAIN
Mortgages for non-residents.
Only you decide where home is.If you’ve chosen Spain, you’ll have the support of a team with over 35 years of experience. A team that will be with you every step of the way. Wherever you go, make it your home.
Every person is different. And so is every mortgage.
If you live abroad and want to finance the purchase of a property in Spain, at UCI we offer mortgage solutions for non-residents that are tailored to your needs.
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AN EXISTING HOME
VIVE
For those who want to live. For those who just need a guiding hand to reach their new home.
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BUY AND RENOVATE, ALL IN ONE
BUY & RENOVATE
You like the outside, but you need to feel at home. Buy and renovate with the same financing.
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SELF-BUILD
CREATE
You create your future, you create your home. Start your house from scratch. We'll be with you every step of the way.
Choose your home. Choose your interest rate
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Fixed
You want stability, a monthly payment that doesn’t change. Up to 30 years, unaffected by Euribor fluctuations.
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Mixed
You don’t settle for the same thing. A fixed rate for the first few years, then variable for the rest.
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Variable
You change, and so does your mortgage. A fixed rate in year one, then variable based on the Euribor
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Ready to calculate your mortgage payments?
We’re with you from the very beginning
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Talk
We explain how mortgages work in Spain, clearly and simply.
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Understand
We know it may be easier to keep your current bank account
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Support
We assess financing options up to 70% of the property’s value.
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Drive
Time is your best investment. Get your mortgage approved fast.