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YOUR HOME, IN SPAIN

Mortgages for non-residents.

Only you decide where home is.If you’ve chosen Spain, you’ll have the support of a team with over 35 years of experience. A team that will be with you every step of the way. Wherever you go, make it your home.

Every person is different. And so is every mortgage.

If you live abroad and want to finance the purchase of a property in Spain, at UCI we offer mortgage solutions for non-residents that are tailored to your needs.

  • AN EXISTING HOME

    VIVE

    For those who want to live. For those who just need a guiding hand to reach their new home.

  • BUY AND RENOVATE, ALL IN ONE

    BUY & RENOVATE

    You like the outside, but you need to feel at home. Buy and renovate with the same financing.

  • SELF-BUILD

    CREATE

    You create your future, you create your home. Start your house from scratch. We'll be with you every step of the way.

Choose your home. Choose your interest rate

  • Fixed

    You want stability, a monthly payment that doesn’t change. Up to 30 years, unaffected by Euribor fluctuations.

  • Mixed

    You don’t settle for the same thing. A fixed rate for the first few years, then variable for the rest.

  • Variable

    You change, and so does your mortgage. A fixed rate in year one, then variable based on the Euribor

  • Ready to calculate your mortgage payments?

We’re with you from the very beginning

  • Talk

    We explain how mortgages work in Spain, clearly and simply.

  • Understand

    We know it may be easier to keep your current bank account

  • Support

    We assess financing options up to 70% of the property’s value.

  • Drive

    Time is your best investment. Get your mortgage approved fast.

WHAT OUR CLIENTS SAY

 Our greatest interest is our customers’ satisfaction.

9.9/10
+ THAN 5000 OPINIONS

Excellent work from *** and UCI very reactive

MAY 2025

We fully understand that starting a mortgage process abroad is

MAY 2025

Laufa was very helpful and proactive in our process

MAY 2025

I appreciate the support provided by Silvia throughout the mortgage

MAY 2025

The loan application and approval process went very smoothly

MAY 2025

Wonderful quick and seamless service would highly recommend X

MAY 2025