You can get a mortgage for your second home
Your second home, our Mortgage YOU CAN
The hardest part of an idea is making it a reality. If you want a second home, you just have to take the step. For you, or as an investment for the future, we offer you financing with tailor-made conditions, and a financial advisor who will be by your side for as long as you need.
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Your future
Because your second home can also be an investment. -
Your decision
Getting there is easier with a team that helps you choose the best option. -
Your chance
It's time to buy your home, with a mortgage made for you.
Your Mortgage CAN has the answer
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The amount that a financial institution can grant for the purchase of a second home varies depending on the financial institution and the applicant's profile. Generally, they tend to finance between 60% and 70% of the appraised value of the property. However, this can vary depending on factors such as the applicant's financial profile, the value of the property and internal policies.
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The loan uses the second residence as collateral. The terms and conditions will depend on the financial institution. At UCI, the applicant's payment capacity and financial solvency are assessed before granting the loan.
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To apply for a second home mortgage with UCI, the following requirements must generally be met:
• Stable and sufficient income: Demonstrate a regular source of income that allows you to pay the mortgage.
• Positive credit history: No history of non-payments or significant debts.
• Initial contribution: Have 40% of the value of the home, including expenses.
• Documentation: Present documents such as identification, latest pay slips, income tax return, and bank statements.
• Property appraisal: The property must be appraised by an authorized company to determine its market value.
Your decision, your mortgage YOU CAN
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YOUR SAVINGS MATTER
Flexibility
Your mortgage adapts to your financing needs
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CONTINUE WITH YOUR BANK
Freedom
Yes. You can have a Mortgage with us, and nothing more.
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TELL US THE ADVANTAGES OF YOU CAN
Commitment
You give, we give. An efficient home is a bonus on your mortgage.
It's time to receive information
Everything that the POUDES Mortgage has to tell you
As I buy my house
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1
Gil
In 24 hours we have already spoken to you
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2
Simple
We need very little to tell you if it is viable: we analyze your project based on the purchase price.
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3
Flexible
Our financing adapts to your savings plan. We understand you. We do the math for tailor-made financing.
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Easy
We don't ask for anything from you. We study your project without obligation.
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Staff
Everything is done after your decision. You are in control of the process.
For a safer future S
The future is uncertain, it is just a choice. Take out one of the insurance policies we offer and breathe easy.
You still have a lot to know about your Mortgage YOU CAN
You can get a mortgage, and everything you need
Because each person, due to his interest, has his own type.
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Variable Type
You change yourself, and your rate. Fixed rate the first year and variable the rest of the mortgage, changing according to the Eurbor.
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Mixed Type
You don't settle for the same thing. Fixed rate for the first few years, and variable for the rest of your mortgage.
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Fixed Type
You don't want changes, but a rate that doesn't vary. Up to 30 years, without depending on changes in the Eurbor.
SANTANDER Seguros y Reaseguros, Compañía Aseguradora, S.A. Av. De Cantabria, S/N. 28660, Madrid. CIF A46003273. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with code C0037, in life insurance, permanent total disability insurance and home insurance.
CARDIF Assurance Vie, Branch in Spain. Calle de Emilio Vargas, 4, 3rd Floor, 28043, Madrid. CIF. W0012421D. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with the code E0129, in life insurance and permanent total disability.
CARDIF Assurances Risques Divers, Branch in Spain. Calle de Emilio Vargas, 4, 3rd Floor, 28043, Madrid. With CIF. W0012420F. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with the code E0130, in temporary disability and unemployment insurance and home insurance.
GENERALI Seguros y Reaseguros, SAU Paseo de las Doce Estrellas, 4, 28042, Madrid. CIF. A48037642. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with the code C0467-G0056, in life and permanent total disability insurance and in home insurance.
CAJA DE SEGUROS REUNIDOS, Insurance and Reinsurance Company, SA (CASER), Avenida de Burgos, 109, 28050, Madrid. CIF A28013050 Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with code C0031, in life and permanent total disability insurance and in home insurance.
ZURICH VIDA, Compañía de Seguros y Reaseguros, S.A., Paseo de la Castellana, 81, 22nd floor, 28046, Madrid, CIF. A08168213. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds with code C0039, in life insurance and permanent total disability.
